Archive for August, 2014

It was a normal saturday.Nothing much special.But still, something happened which actually changed my mindset and view of perception for the city of joy,Kolkata. Which was once a city of sorrow for my life. Though, let me put some light on what happened actually on that day.

Nevertheless,coming back to my incident, let me start off. I was celebrating Eid at home with some of my friends till friday so I couldn’t go to college which is around 4 hours away from my home. But on Saturday I had to go because there was a C++ laboratory which was absolutely compulsory to attend. So, as I had to leave, I set the alarm at 5.30am. Next day I woke up at 7:30am which was too late. But somehow I wasn’t worried because the lab was at 2:30 pm. So, I left from home to the Thakurpukur bus stand to catch the direct bus AC42 from Thakurpukur to Santragachi. There was this driver Bablu Pal & the conductor Upadhyay on the bus. As usual I got the ticket,but it cost me 10rs more because of the new bus route. Then, they explained saying it was sad on the part of Calcutta State Transport Corporation that the increase in fare was not informed earlier. But still, that was a part of the system. Anyways, as my destination came & I got down to catch the train for Kolaghat.

Then, after a hectic journey of 3 hours I reached the vicinity of my college only to realize that I had lost my small bag of 20 rupee notes along with the hostel room keys in the bag. No wonder I was scared that I had dropped it either in the train of the bus. But, luckily my friend-cum-assistant had the keys so I finally could enter my hostel room, change and then I engrossed myself in the lab and other such intra curricular activities! Though I was worried at the back of my mind that where is the key. How will I find it? What if it is lost and someone else misuses it. But still, I had to because I couldn’t do anything.

Finally when my lab ended I gave keys to my assistant,and left for home because I wasn’t supposed to stay in the hostel. So, while returning I got down at Santragachi to lodge a complaint at the RPF for the money and keys. After lodging, with a sadness, I went to the bus stand to catch the bus. Someone said, that the last bus of AC42 was already gone. But, still I stood. Then, after that, the AC42 bus came,luckily. And that too, the same bus which I had boarded in the morning while going to college. So, the driver questioned me “আপনি আজ সকালে বাসে ব্যাগ ভুলে গেছিলেন কি”?
(were you the one who forgot a bag and the belongings in the bus this morning?). I replied, Yes! I was the one who actually for got the bag today morning. And to my joy they returned my bag absolutely intact with its belongings. My joy had no bounds! I finally got my bag with the money and other things.I thanked them, and got my return ticket done.

This incident actually changed my mindset and made me believe that there are still good samaritans around the city of Joy,Kolkata. And, I hope that I have slowly started loving this city. I know it will take time but I am happy that I have actually realized it.

P.S: This post is absolutely not a part of anything and it is just a personal experience. Love you Kolkata. #Kolkata #thecityofjoy

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The Jiffy bank.

Posted: August 3, 2014 in Uncategorized

Referring a friend about Kotak Jifi account can also pay off! absolutely yes![/caption]So, the first thing comes to the mind when someone says,
Did you open a Bank account?
is,minimum balance? Man, minimum balance should be 1000 Rs, 2000 Rs, and this that.

But for the first time in my life, I saw a bank who actually doesn’t have a compulsion of maintaining a minimum monthly balance. Yes! Kotak Jifi is here to amaze us all with its unique and beautiful features. As they call the account as, a Socially Powered Bank Account .

No wonder every xyz bank has a rule to maintain a minimum balance of Rs xxxx which is mostly 1000 Rs or nearby. Kotak Jifi gives us the liberty to have zero balance! Yes. Zero balance is absolutely not acceptable in some banks and I have personally experienced that some banks even deactivate their ATM services when the balance in the account is less than 1000 Rs or so.But Kotak Jifi account doesn’t even need a minimum balance. It is absolutely a non interest account.

Yes! Balance free Account

Yes! Balance free Account

No wonder, this is the first eye striking feature which will attract us, customers. Wait, there are still more to go. This is just the starting.

Next we have the feature called Social Banking .No wonder,most of us use Twitter for our day to day activities. It should be fun when every transaction of yours will be sent to you via your Twitter account. ah,yes! who cares reading the long long statements coming to the home giving the bank details. Kotak Jifi itself will send the
transaction details directly to your Twitter DM. Plus then you won’t have to worry on, Oh Shit, my friends will see the account balance. Kotak Jifi account has that awesome privilege to start with.

Bank with Kotak using Twitter. Absolutely yes. Tension free hassle free statement free account!

Bank with Kotak using Twitter. Absolutely yes. Tension free hassle free statement free account!

This is one feature which absolutely is admirable. Because sincerely speaking I’m a very bad Twitter addict. And I can’t live without accessing Twitter once a day.So it would be easy for me to track my account via the Twitter updates from Kotak’s personal account. Yes and you might be thinking on what if my account gets hacked? All account details gone to the hackers database? No no, Not at all. Just we need to inform Kotak Jifi that my account has been deactivated and this specific is my new twitter account handle.

This feature is something which made the Kotak Jifi account more attractive. Wait,there are more to come! These are just the initial services by the Kotak Jifi account. There are more premium services which I believe, rarely any other bank account can actually offer.

Referring a friend about Kotak Jifi account can also pay off! absolutely yes!

Referring a friend about Kotak Jifi account can also pay off! absolutely yes!

Yes, Referring Kotak Jifi to your friends can be rewarding also. There is a system in which if we refer even a single friend,they will give us a whopping 250 points. Which means 250 points per referral. And they claim that every transaction point or referral point is worth 1Rs. Which means that you are getting Rs 250 for referring the awesome Kotak Jifi to a friend. Which also means that you can earn 25,000 Rs or rather 5,000 transaction points from Kotak Jifi if you refer Kotak Jifi account to 100 of your friends. That’s not feasible but atleast you could refer to 20-30 of them. Ain’t that enough ?

Now, Even loyalty pays off with Kotak Jifi account!

Now, Even loyalty pays off with Kotak Jifi account!

Next I would like to highlight the reward for loyalty thing. Absolutely. Every bank does that. But why specially will I refer account? What special will it give to me ? Here is your answer! There are two ways by which we can accumulate points from Kotak Jifi . First is the referral method. By which we can actually access 250 referral points. And the other way is getting points via the social connections,activities and interactions. You just have to, comment on Kotak Jifi account’s official pages, interact with them, interact with other customers and earn social points. One of the best ways for us who mostly use social media websites as a part of our daily routine. And why not get paid for it,when we can just interact with the Kotak Jifi official accounts eh?

Banking made easier with the mobile app! Not only standard features are included but also some new features are included!

Banking made easier with the mobile app! Not only standard features are included but also some new features are included!

Kotak Jifi will also have its own mobile app. Now you will question and ask,that other banks also have? What is the advantage of Kotak Jifi over other banks? It has all the standard features which other banks applications have. Now the additional features for the Kotak Jifi has is the one time payment facility where the registration of the beneficiary is absolutely not at all required. With that, we can instantly pay bills, open and locate our account term deposits and more than that, we can locate the nearest ATM or branch, which is a MUST for the bank account app.

It also has another app which is basically the Kotak Jifi offers app. Which would help the customers to search the offers available on the Kotak Jifi account. It may vary from many things. Ranging from dining at restaurants, shopping for electronics, furniture, personal accessories and more. It even has the option of giving the list of attractive deals on social media, and also to your nearest place.

Now keep track of your expenses via the Kotak Jifi account

Now keep track of your expenses via the Kotak Jifi account

After that, there is a very exquisite option to keep a money watch on your Kotak Jifi Account. yes! There are very few banks and Kotak Jifi is one of them which offers this service.Below are the features which you can avail from the awesome Kotak MoneyWatch subscription.

• All financial instruments under one roof;
• Upload or simply forward your e-statements to Kotak MoneyWatch
• Automatically connect all your online accounts, to view your net worth
• Auto categorize your bank and credit card transactions
• Calculate your income tax automatically
• Access Kotak MoneyWatch even from your mobile phone
• Generate more than 30 reports like spending patterns, Capital Gains, Profit and Loss etc.
• Add multiple bills such as telephone, electricity, gas, internet, etc. to receive timely alerts so you never miss a due date.
• You also have a folder to store your important financial documents online and much more.

So finally these are the benefits of joining and making a Kotak Jifi account.

So finally these are the benefits of joining and making a Kotak Jifi account.

And then, finally I would like to conclude by saying that, Kotak Jifi is probably the best online social banking account provider and as we see that already 20,000 registrations for the Kotak Jifi accounts have been done already, I wish to join as the 20,001st customer for the Kotak Jifi account.

I would like to thank Indiblogger for giving this opportunity to write for the Kotak Jifi account!

And, I finally got selected to receive the exquisite stuff from #WhatTheBlack and Blogadda team. More than excitement, I was rather inquisitive, on what will be coming from the first day itself. And then the countdown began. It was an awesome feeling, on what will come on the first day.

So, it all started on the Day 1 itself by receiving a Black egg. No wonder I and my fellow bloggers were somewhat amused and amazed that, what could it be? It took me around 2 hours to just realize that,it was not only a black egg, but it was a tasty chocolate from within. My fellow bloggers posted pictures of eating something chocolaty. When asked, they instructed me, to break the egg shell and relish the delicious chocolate.

The Black Egg : Day 1! No wonder took me three hours to just figure out that it was a chocolate!

The Black Egg : Day 1! No wonder took me three hours to just figure out that it was a chocolate!

Must say, the chocolate was absolutely tasty and awesome.Though I had a hard time breaking the outer shell. I wonder how did the other bloggers manage to crack the shell right away. No wonder! But more excitement was awaited for the second day. What will come what will come!

And as Day 2 got into, I received a Black newspaper. Absolutely black with the #Whattheblack logo and I still didn’t figure out what actually was the product. After that I started reading the newspaper. There were some news around. But when I turned the pages, there were only blank pages all over. I thought what kind of newspaper is it? But it was a newspaper so I couldn’t decipher yet as of now what actually the product was.

The Black newspaper. News printed on the first and last page only. And, whattheblack logo in the middle!

The Black newspaper. News printed on the first and last page only. And, whattheblack logo in the middle!

So,after the first and second day, I still wasn’t able to figure out what was the actual product which they wanted us to know. Still, I was expecting something interesting would come on the third day itself, about the actual product.So that we could figure out what exactly the thing is.

So on the third day,I received a black cup and a black tissue paper. Now, I got some clues about what exactly was the actual thing. I tried to understand that the object was something actually related to morning because cup symbolized a coffee cup for me and the tissue was to obviously rub my face all clear. And, after that the newspaper symbolized something which we do in the morning i.e read newspapers and have coffee. I still couldn’t understand that what actually what the object was but I could make out that it was something that is used in the morning.

The black cup and the black tissue paper. Ah, something was related to the morning it seems.

The black cup and the black tissue paper. Ah, something was related to the morning it seems.

Then, as the final day was approaching, the excitement grew more and more and more!. I guessed that it was a toothpaste which would be black in colour. But it turned out to be a toothbrush. No wonder it was the new Colgate Black toothbrush. I was nearby but still guessed it wrong.

Though it was awesome waiting for the suprise gifts coming all over the way to home. It was more of the new things coming to my home and we trying to figure it out what exactly was the new product!

The three surprize gifts altogether.Because, the egg was so damn irresistible that I had to consume it before the expiry date itself :P

The three surprize gifts altogether.Because, the egg was so damn irresistible that I had to consume it before the expiry date itself 😛

And, it was an absolutely awesome and thrilling experience. I would like to thank Team Blogadda and its associates for giving us bloggers this amazing opportunity.